Which of the following is NOT considered an example of insurance advertisement?

The choice that is correct is based on the nature of what constitutes an insurance advertisement. A memo from an employer announcing the availability of coverage for employees is typically an internal communication aimed at informing employees about options available to them as part of their employment benefits. This type of communication does not promote the insurance product to the general public or solicit insurance customers, which is the primary purpose of an advertisement.

In contrast, a brochure detailing policy benefits, a commercial featuring policy discounts, and a social media advertisement promoting insurance plans actively seek to inform, engage, and persuade potential customers about insurance products. These serve as marketing tools aimed at generating interest and sales, which are characteristic of advertising. Thus, the internal memo stands out as it does not fulfill the criteria of promoting insurance to the public, making it not an example of an advertisement.